Terms & Conditions

1. Promotional Period

This promotion is valid from 7th December 2024 to 31st January 2025, inclusive.

2. Eligibility

(a) To be eligible for the $50 Woolworths eGift Card, customers must:
– Be at least 18 years old.
– Be a resident of Australia.
– Purchase a new Comprehensive Car Insurance or Home and Contents Insurance policy through WiseList during the Promotional Period.
(b) Existing policyholders or customers renewing an existing policy are not eligible for this offer.

3. Payment and Policy Maintenance Requirements

(a) Customers must pay a minimum of one (1) month’s premium upfront at the time of purchase.
(b) The eligible insurance policy must remain active and not be cancelled, lapsed, or otherwise terminated for at least thirty-one (31) consecutive days from the policy’s effective start date.

4. Gift Card Issuance

(a) Subject to all eligibility and maintenance requirements being met, a $50 Woolworths eGift Card will be sent via email to the email address associated with the customer’s WiseList account.
(b) The eGift Card will be issued within sixty (60) days after the policy has been maintained for the required 31-day period.
(c) It is the customer’s responsibility to ensure their email address on file with WiseList is correct and accessible.

5. Conditions for Receiving the eGift Card

(a) The eGift Card is offered directly by WiseList and is not affiliated with, sponsored by, or issued by any insurance provider.
(b) If the policy is cancelled, terminated, or not maintained for the full 31 days, the customer forfeits any right to receive the eGift Card.
(c) Limit of one (1) eGift Card per eligible policy purchased during the Promotional Period.

6. Use of the eGift Card

(a) The Woolworths eGift Card is subject to its own terms and conditions as set by Woolworths. WiseList bears no responsibility for the card’s use, restrictions, lost or stolen cards, or any issues arising from eGift Card redemption.
(b) Any inquiries or disputes related to the use of the eGift Card should be directed to Woolworths.

7. Non-Transferability and No Cash Value

(a) The eGift Card is non-transferable, not exchangeable for cash or any other form of credit, and cannot be sold or auctioned.
(b) No cash or credit alternative will be offered.

8. No Combination with Other Offers

This promotion cannot be combined with any other promotions, discounts, or offers provided by WiseList, unless otherwise stated in writing by WiseList.

9. Changes to the Offer

WiseList reserves the right, at its sole discretion and without prior notice, to modify, suspend, or terminate the promotion or any part thereof, including these Terms and Conditions, at any time.

10. Governing Law and Dispute Resolution

(a) These Terms and Conditions are governed by the laws of the state in which the policy is purchased, and by the laws of Australia more generally.
(b) Any disputes arising from or related to this promotion shall be subject to the exclusive jurisdiction of the competent courts in that state.

11. Acceptance of Terms

By participating in this promotion, customers acknowledge that they have read, understood, and agree to be bound by these Terms and Conditions.

12. Disclaimer

Please note: WiseList does not compare all brands or offers in the market. Customers are encouraged to perform their own independent research to ensure the chosen insurance policy best meets their needs.